Citigroup: Stablecoins could drain $6.6 trillion from banks
Analysts at Citigroup’s Future of Finance division predict an outflow of $6.6 trillion from bank deposits into stablecoins. Banking experts compare the situation to the crisis of the 1980s, when money market funds grew from $4 billion to $235 billion, triggering a mass exodus of deposits.
Stablecoins are gaining traction as a core asset for fast and inexpensive payments, outpacing traditional banks by a factor of 13 in transaction speed, according to data from Keyrock and Bitso. By 2028, stablecoins could capture around 10% of the entire U.S. money supply, with their annual transaction volume reaching $1 trillion, Citigroup specialists calculated.
Citigroup analysts believe that the growing popularity of stablecoins could drain liquidity from banks and increase funding costs, thereby reducing access to credit and pushing loan rates higher for businesses.
Earlier, Citigroup analysts noted that by 2030, issuers of dollar-pegged stablecoins could become some of the largest holders of U.S. Treasury bonds and sovereign debt.
See also: "Tom Lee’s Bitmine increases holdings to 1.538M ETH"
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