JPMorgan announces timeline for launching its own stablecoin
Jamie Dimon described the project as part of the bank’s strategy to integrate blockchain technology into financial services. According to the CEO, the bank can no longer stay away from the growing digital asset market, which reached a capitalization of $263 billion by mid-2025.
The JPMD token will operate on the Base blockchain, created by Coinbase (NASDAQ:COIN) on Ethereum. The coin is designed to simplify settlements and transfers for corporate clients.
JPMorgan CFO Jeremy Barnum stated that “the bank aims not only to adopt the technology but to become one of the leaders in the space.”
Barnum highlighted JPMD’s main advantage as its deep integration with traditional banking systems and technologies. This distinguishes the token from universal stablecoins like USDT or USDC, the CFO said. The token is intended to speed up and reduce the cost of OTC B2B transactions for JPMorgan clients, who currently conduct 74% of all payments via stablecoins.
JPMorgan’s global markets strategist Nikolaos Panigirtzoglou noted that since January, the stablecoin market capitalization has grown by an average of 0.45% per week. If this growth rate continues, the stablecoin market could reach $500 billion by 2028, the expert suggested.
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