JPMorgan launches JPM Coin on Base to accelerate institutional payments
JPMorgan Chase is expanding its blockchain operations by launching JPM Coin on Base, the network developed by Coinbase. This will allow institutional clients to send and receive U.S. dollar payments within seconds, operating 24/7 without waiting for banks to open.
In the bank’s official statement, it was noted that the token provides a secure and regulated way to conduct transactions on the network, as it represents actual deposits held at JPMorgan. The choice of Base was explained by its high speed, reliability, and connection to Ethereum, which “ensures seamless integration with other blockchain applications.”
The bank’s partners in the launch of JPM Coin include Mastercard, Coinbase, and B2C2.
Unlike traditional stablecoins such as USDC, deposit tokens like JPM Coin represent funds that are already held in a bank account. This means holders can earn interest on their tokenized deposits — something stablecoin users typically do not receive.
JPM Coin can also be used as collateral on Coinbase.
For now, only verified institutional clients of the bank will have access to JPM Coin on Base. Over time, JPMorgan plans to expand access to all clients, subject to regulatory approval.
See also: "First national bank SoFi launches cryptocurrency trading for individuals"
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