What to Do with XRP in 2026 — Buy, Hold, or Sell?
After two powerful rallies — 543% in late 2024 and 60% in summer 2025 — XRP’s price has mostly declined, raising the question of whether to buy, hold, or sell this cryptocurrency in 2026.
Since the beginning of the year, the token has traded with significant volatility: on January 22, its price stood at $1.95, which is 16.81% ниже than the January 6 high of $2.35.
In the short term, XRP appears to be quite close to a bullish breakout, considering that its two critical resistance zones are located just a few cents away, at $1.97 and $2.
Against this backdrop, a bearish reversal seems unlikely, since for a true crash the token would need to fall below the support level at $1.78, which represents a decline of 8.72%.
Overall, the outlook for the year remains mixed. Most experts believe that the upward trend in the cryptocurrency market will begin to weaken.
There is an assumption that Bitcoin (BTC) will reach a cycle low in October 2026, following historical patterns required for BTC to move to highs and back again. As is well known, the world’s leading cryptocurrency has a massive influence on other digital assets, and XRP is no exception.
Five-year charts of BTC and the total cryptocurrency market capitalization, demonstrating Bitcoin’s influence. Source: TradingView
Overall, the uncertainty makes XRP a relatively attractive asset for “holding.” On the one hand, long-term price growth of the token appears quite likely; on the other hand, it is not particularly cheap when price statistics are taken into account.
For risk-tolerant traders, XRP may still be a “buy” asset, especially since the crypto market crash that began on Sunday, January 18, led to a sharp decline in the token’s price.
On January 20, nearly $53 million was withdrawn from XRP exchange-traded funds (ETFs), indicating a reluctance to take on risk.
Nevertheless, a price recovery appears to be the most likely next step. Supporting this view is the $7 million capital inflow into spot ETFs recorded on January 21.
See also: "ARK Invest: Crypto market capitalization to grow to $28 trillion"
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