What to Do with XRP in 2026 — Buy, Hold, or Sell?
After two powerful rallies — 543% in late 2024 and 60% in summer 2025 — XRP’s price has mostly declined, raising the question of whether to buy, hold, or sell this cryptocurrency in 2026.


After two powerful rallies — 543% in late 2024 and 60% in summer 2025 — XRP’s price has mostly declined, raising the question of whether to buy, hold, or sell this cryptocurrency in 2026.
In its report titled “Big Ideas 2026”, ARK Invest analysts stated that the cryptocurrency market is expected to grow at approximately 61% per year. The price of BTC is projected to reach between $950,000 and $1 million within the next five years, driven by an increase in Bitcoin holdings among large corporations and the growing popularity of cryptocurrency ETFs, according to the analysts.
In the Network State podcast, the entrepreneur stated that cryptocurrencies will remain viable even when banks and traditional financial companies face difficulties or collapse. The former Coinbase executive explained that digital systems are no longer limited to the internet — more and more blockchain startups are moving from the virtual space into the real world by opening educational campuses and offices in special economic zones. Srinivasan compared cryptocurrencies to the provision of services in digital form, such as e-commerce, which has significantly transformed people’s everyday lives.
According to CryptoQuant, bitcoin holders have recorded losses for 30 consecutive days for the first time since October 2023.
Steven McClurg said that he had previously only watched XRP, but over the past two years he has begun to pay much closer attention to the asset, as it now shows strong potential in the tokenization of real-world assets.
It is believed that the 65% rise in gold prices in 2025 was driven by purchases made by central banks, which disrupted the balance of supply and demand, the executive said. However, according to Hougan, the real picture is more complex.
Despite the fact that Bitcoin underperformed gold and technology stocks last year, its bullish trend cannot be stopped, according to crypto enthusiast Arthur Hayes.
For the first time since November, Bitcoin has managed to hold above $95,000, supported by favorable economic conditions in the United States. Against this backdrop, investors are once again willing to take on risk and buy cryptocurrencies, analysts say.
Michael Saylor argues that the growing number of Bitcoins held on corporate balance sheets is far more important than short-term price fluctuations. Therefore, he advises not to fixate on price corrections but to focus on the structural growth of the cryptocurrency.
Last year, the leading cryptocurrency showed relatively weak performance despite a large number of optimistic forecasts. However, Bitcoin will regain its leadership this year, Matt Hougan believes.
The head of the U.S. Securities and Exchange Commission (SEC) said that this week could become a turning point in cryptocurrency regulation, as the U.S. Congress moves closer to passing the long-awaited digital asset market structure bill, the CLARITY Act.
According to him, the network of the second-largest cryptocurrency by market capitalization — Ethereum — dominates the stablecoin, decentralized finance (DeFi), and tokenized real-world assets (RWA) sectors. More than 50% of all stablecoins and RWAs are already within the Ethereum ecosystem, and this share is expected to keep growing.
According to analysts at Binance Research, despite 2025 ending in a phase of stagnation, a structural shift has taken place in the crypto market. This was driven by the accumulation of major cryptocurrencies by emerging economies and efforts by U.S. authorities to establish a Bitcoin reserve at the legislative level.
Over the past few days, selling pressure on major cryptocurrencies has eased and coin prices have stabilized, experts noted.
According to Hougan, the cryptocurrency market has shown a strong start to the new year. Bitcoin and Ether have risen by 5–7% since the beginning of January, while speculative coins have posted even stronger performance — for example, the meme coin Dogecoin surged by 29%.
Analysts said that oil extraction in Venezuela could open a new phase of mining expansion — especially in regions able to secure long-term contracts for electricity supply. In their view, only a portion of Venezuela’s oil reserves would be enough to have a noticeable impact on energy prices. This could provide meaningful support for miners, whose profitability is declining partly due to rising electricity costs. Following the seizure and capture of Venezuelan President Nicolás Maduro, oil prices fell, which should also benefit miners, as their electricity expenses are linked to oil prices.